Leasing vs Financing a Volvo in Los Angeles

Knowing Your Leasing & Financing Options Streamlines Your Santa Monica Volvo Shopping Experience

Some Burbank customers may want to buy their next Volvo. Other Los Angeles shoppers may be inclined to lease a new Volvo. Neither choice is wrong. Both have their benefits.

Why Finance a Volvo in Los Angeles?

Financing a Volvo in Los Angeles is geared towards Hollywood customers who want to take home a luxury vehicle long term. By buying and financing the luxury vehicle, they can build equity, own the Volvo outright, and choose between new or used Volvos.

Volvo Financing Benefits

• Own the Volvo outright. Once Burbank buyers pay off the auto loan, they are the sole Volvo owners.
• Burbank customers can build equity in their Volvo by financing.
• Financing works well for new Volvos or used Volvos off our Santa Monica lot.
• The cost is more spread out, as Volvo financing often includes loan terms between 48 and 72 months.
• There are fixed monthly payments for Volvo financing, helping you steer clear of budget surprises.
• Because they own the Volvo outright, Los Angeles customers can customize their Volvo.
• Drive the Volvo as many miles as you want around Los Angeles.
• By making consistent monthly payments, buying and financing a Volvo can help Burbank shoppers build credit.
• Volvo Cars Santa Monica offers affordable auto loans and helps Hollywood shoppers tailor a payment plan that works for their budget.

Why Lease a Volvo in Los Angeles?

Leasing a new Volvo in Los Angeles lets Torrance drivers take the keys to a luxury vehicle for a shortened time period. Volvo lease deals in Santa Monica range between two to four years, offering a short-term driving solution with the latest Scandinavian luxury vehicles. Leasing is typically restricted to new Volvo models from our Santa Monica lot.

Volvo Leasing Benefits

• Los Angeles drivers can enjoy lower monthly payments, with little to no down payment required.
• Leasing lets Los Angeles drivers enjoy the latest Volvo models with new features. This includes the latest in Scandinavian design, peak performance, and updated safety and technology suites.
• It's easy for Torrance lessees to transition between driving a new Volvo every two to three years.
• Santa Monica motorists can expect to encounter fewer repairs and pay less on Volvo maintenance. That's because leasing a Volvo is over a shorter time period, and most repair costs are covered by a factory warranty.
• More luxury vehicles may fit in your budget with the lower upfront costs of leasing.
• There are no car trade-in hassles. Never worry about having to find a buyer for your Volvo.
• Volvo Cars Santa Monica offers a hassle-free lease return process when your Volvo lease deal expires.

How New Volvo Lease Deals Work in Santa Monica

If Los Angeles drivers are ready to lease a new Volvo, our Santa Monica Volvo dealership will go over a leasing contract and decide a lease term length, typically spanning between 24 to 48 months.

This Volvo lease contract will discuss wear and tear limits, return condition, annual mileage limits, and monthly payments. Lease payments are calculated by the Volvo's expected depreciation value over the lease term.

How Volvo Financing Works in Santa Monica

If Burbank customers are ready to buy and finance a new or used Volvo in Santa Monica, our Volvo finance experts can help them apply for financing online and align them with the lowest interest rate they're eligible to receive.

Get pre-approved for credit by submitting the online finance application. Our Santa Monica Volvo financial associates will assess your credit history and work with a network of Los Angeles financial institutions to provide an array of loan options.

We then discuss a loan term, typically spanning between 48 to 72 months. Monthly payments are calculated by the accrued interest that's added to the principal balance. That figure is divided by the number of monthly payments. Choose a Volvo sticker price from our Santa Monica lot that matches your budget and we'll walk you through the rest.